What is Refinance?

Refinancing your existing car finance lets you restructure your current agreement, whether it’s Hire Purchase, PCP, Lease Purchase, or another type. This could enable you to secure better terms, reduce payments, or access equity without changing vehicles.

Key Benefits

Lower Monthly Payments

Extend or restructure your plan to reduce your monthly costs and ease your budget.

Improved Rates & Terms

Benefit from current interest rates or different agreement structures that better match your financial goals.

Unlock Cash Value

Tap into your car’s remaining value by refinancing, allowing you to access cash without selling the vehicle.

Flexible Customisation

We can tailor the finance duration, balance, and terms to align with your lifestyle and objectives.